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Your remortgage needn’t be stressful

About to remortgage and don’t know where to start? Let use navigate you to your next mortgage deal

When you remortgage is due, it can be tempting to just remortgage with the same lender.  But let Forever Home Mortgages provide a remortgage comparison and give the right remortgage advice for you.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

When to remortgage

Typically, homeowners will look to remortgage when their existing mortgage deal is coming to an end. However, it also provides an opportunity to take remortgage advice, as you may wish to remortgage for home improvements, consolidate debt or you may just be looking to find the right remortgage deal for you. Forever Home Mortgages provide a no-obligation initial consultation to explore these options for you.

Think carefully before securing other debts against your home/property

Remortgaging your Forever Home

Ready to get started?  Here’s our four-step journey to refinancing your forever home

Review and renew

reviewing your insurance policies is part of our process, as life can change over time

Get Mortgage Ready

look to secure a new rate up to 6 months away from your existing product’s expiry

Let’s get going

book a no-obligation consultation at a time to suit you.

Regular reviews

we monitor the market to make sure you land the right remortgage deal in a changing mortgage market

Should you fail to disclose or misrepresent a fact, then you risk the insurer only paying part of the claim,
declining to pay all the claim and possibly declaring the policy invalid

Reaching Remortgage time?

Look no further and let us guide you to that new deal.

What remortgage
costs should I expect?

Remortgage costs can include arrangement fees, valuation fees, legal fees, and early repayment charges. So, when exploring remortgage deals, it is essential to carefully consider all associated costs to determine the true value of the remortgage deal. Forever Home Mortgages provides tailored remortgage advice to help navigate through remortgage costs and ensure you can make informed decisions.

Choosing the right remortgage deal for you

Now you’ve decided whether a remortgage is right for you, it’s time to pick the right remortgage deal. It could be a remortgage with the same lender, or it might be time to get a deal with one of the over 100+ other lenders we have on panel. Forever Home Mortgages will provide you with the right remortgage advice depending on your own personal circumstances.

your questions
our answers

We aim to give you the knowledge and guidance to help you purchase and secure your forever home

Can I remortgage
with the same lender?
In some cases, opting for a remortgage with the same lender may offer certain advantages such as reduced paperwork and faster processing times, although it is important to compare offers from different lenders to secure the most appropriate remortgage deal available to you.
Can I remortgage and
consolidate debt?
A debt consolidation remortgage can be worth considering if you are struggling with multiple debts as it allows you to consolidate these into one manageable monthly payment. However, it is vital to get remortgage advice to assess your circumstances and consider all remortgage costs. If this is an option you wish to explore, Forever Home Mortgages will help ensure that debt consolidation through remortgaging is the most appropriate choice for you. Think carefully before securing other debts against your home/property
Can I remortgage
with Help to Buy scheme?
If you are a homeowner who used the Help to Buy scheme to purchase your property, you may be wondering if it is possible to remortgage with Help to Buy. The good news is that yes, it is possible to remortgage with Help to Buy. However, there are certain factors and considerations that you should take into account before proceeding, such as whether you look to consolidate the equity loan into your mortgage. Either way, it’s important to understand remortgage costs can differ with Help to Buy in place, and Forever Home Mortgages can guide you through this process.
Can I remortgage for
home improvements?
Looking to add an extension, or simply want to borrow some more money to boost your bathroom or kick-start a kitchen revamp? You can use equity in your property to release funds to finance the work and many will choose to do so when their remortgage is due. Keep in mind that while a remortgage for home improvements can provide the needed cash, it does mean taking on additional debt, so it is wise to take remortgage advice before proceeding.

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