Get free, no obligation income protection advice at your convenience.
Your income provides the funds for essential bills and lifestyle choices. Make sure you can continue to cover these costs if you cannot work due to injury or illness.
Should you fail to disclose or misrepresent a fact, then you risk the insurer only paying part of the claim, declining to pay all the claim and possibly declaring the policy invalid.
Income Protection is designed to provide a monthly income if you become ill or suffer an injury or accident severe enough to stop you from going to work for a long time. Unfortunately our outgoings don’t stop, even if we are sick or injured and suddenly losing your income could be distressing and even disastrous to your financial position. That’s where income protection can provide a regular income if you are unable to continue to work due to illness or injury.
Ready to get started? Here’s our four-step journey to financial resilience.
we guide you through the application process to make sure you qualify for the cover applied for.
our consultation will mean we provide the right recommendation for your circumstances.
book a no-obligation consultation at a time to suit you.
we know that your circumstances can change, so we arrange regular reviews to ensure you are still suitably covered.
We help you consider the financial impact of time off work on you or your family
The government’s minimum required amount of statutory sick pay is just £123.25 per week, which is not enough for many households to survive on. You may have savings or other means to help support you if you cannot work for a while, but few have sufficient resources if they are off work for a sustained period of time. Income protection can step in and provide a regular and tax-free income to cover your essential and lifestyle costs in the event you cannot work through injury or illness.
We always give a personal recommendation, on the basis of a personal analysis of you and your circumstances. We have 13 providers on panel including household names such as Aviva, LV and Legal and General for income protection, but also specialist providers, so that any recommendation can be specific to your needs and preferences.
Income Protection got you puzzled? Let our frequently asked questions get you informed on income protection
We aim to give you the knowledge and guidance to help you purchase and secure your forever home
Forever Home Mortgages, a trading style of Forever Finance Group Ltd (1034494) is an appointed representative of HL Partnership Limited (303397) which is authorised and regulated by the Financial Conduct Authority.
Forever Finance Group Ltd is registered in England and Wales with company number 16331466. Registered office: 35 Bradford Street, Market Harborough, England, LE16 9FJ
There may be a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances but will range from £245 to £695 and this will be discussed and agreed with you at the earliest opportunity.
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
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